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Contractors Liability Insurance – Intermediate


This participative workshop covers the liability aspects of JCT contract conditions as well as general liability, with a focus on the contracting trades.

Whilst no previous construction insurance experience is required, a good grounding in the basics of commercial property and liability insurance is essential.

Course Content

  • The legal environment for contractors – common law/tort, statutory, contract
  • Health & Safety legislation including the Construction Design and Management Regulations 2015
  • Insurance content (works and liability) of common contract forms – JCT Standard, Intermediate, Minor Works and Sub-Contract forms
  • Non-negligence cover – what is required and why – insurance solutions
  • Usual liability policy wordings for contractors – EL, PL, basic cover, exclusions, common extensions
  • Related covers, e.g. financial loss, professional indemnity, directors and officers, environmental impairment

Learning Objectives

  • Explain the difference between contractual obligations and insurance requirements
  • Describe the content of the insurance clauses within the JCT contract relating to liability risks.
  • Explain why non-negligence cover may be required and how insurers meet this need
  • Describe the standard structure and content of contractor’s liability insurance policies, including standard extensions and exclusions

Ready to book?

Simply complete the booking form with your details and a member of our team will be in touch with the next available dates. 

Any questions?  

If you’re not quite sure if this course is suitable or are looking for further information, call our team on 0117 244 7221.