Employers' Liability Insurance - Intermediate - Searchlight Insurance Training

Employers’ Liability Insurance – Intermediate

The aim of this workshop is to develop or update delegates’ existing knowledge of the principles and practice of liability insurance with particular focus on employers’ liability.

There is a strong emphasis on recent health and safety legislation and how it has impacted on employers’ liability risks.

It is suitable for the more experienced delegate involved in either underwriting, claims or broking.

 

Level: Intermediate

Duration: 1 day(s) CII CPD Hours: 6
     

WORKSHOP OBJECTIVES

Assess liability exposures and make recommendations for relevant employers’ liability insurance coverage and policy limits for different types of customer

Explain the cover usually provided under employers’ liability insurance policies

Explain the difference between employers’ liability and workers’ compensation covers

Outline the key requirements of recent health and safety legislation

Explain the main considerations which impact on the underwriting and pricing of employers’ liability insurance risks

Outline the key issues currently affecting the employers’ liability insurance market with regard to the cost of claims

WORKSHOP CONTENT

How liability arises both under common law and statute

Review of legislation for employers’ liability and health and safety at work – compulsory insurance legislation, Health & Safety at Work Act, specific risk regulations including COSHH, noise, RSI, stress, asbestos

Policy cover and exclusions

Main underwriting features impacting on employers’ liability insurance risk assessment and pricing

How to set liability limits

Introduction to risk management and its relevance to employers’ liability insurance

Claims – handling processes, reserving and recent legal and social trends (Woolf reforms, RIDDOR, rehabilitation, industrial disease funding)