Contractors Liability Insurance - Introduction - Searchlight Insurance Training

Contractors Liability Insurance – Introduction

This fully interactive workshop provides training for those who are new to the handling or placing of contractors’ liability insurance.

It provides a structured overview of the subject which will act as either a learning opportunity for those less experienced or a refresher for the more experienced.

Level: Introduction

Duration: 1 day(s) CII CPD Hours: 6


Describe how contractors’ liabilities arise under common law, contract and statute

Explain the difference between contractual obligations and insurance requirements

Outline the principle requirements of UK Health and Safety legislation

Identify the main types of liability insurance and why contractors require them

Describe the standard structure, and content of contractors liability Insurance policies including standard extensions and exclusions

Explain the importance of the civil procedure rules in relation to liability claims


The contractor’s need for liability insurance

How liability can attach through tort, contract or statute with examples to illustrate the principles

Defences to liability including contributory negligence, inevitable accident, volenti non fit injura and limitation

Health & Safety legislation including the Construction Design and Management Regulations 2015

Usual liability insurance policy wordings for contractors including the common exclusions and extensions

Placing and rating risks – key insurer information requirements and liability insurance pricing methods

Claims procedures – accident recording and reporting – RIDDOR, civil procedure protocols