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Contractors Liability Insurance – Advanced


This participative workshop covers the liability aspects of JCT contract conditions as well as covering general liability, with a focus on the contracting trades.

Whilst no previous construction insurance experience is required a good grounding in the basics of commercial property and liability insurance should still be regarded as a pre-requisite.

Course Content

  • The legal environment for contractors – common law/tort, statutory, contract
  • Health and Safety legislation including the Construction
  • Design and Management Regulations 2015
  • Insurance content (works and liability) of common contract forms including JCT 2011
  • Non-negligence cover – what is required and why – insurance solutions
  • Liability policy wordings for contractors – EL, PL, basic cover, exclusions, common extensions
  • Brief look at some related covers, e.g. financial loss, professional indemnity, directors and officers, environmental impairment
  • Placing and rating risks – key insurer requirements, good and bad risks, selling cases to underwriters, pricing methods
  • Claims trends – accident reporting (RIDDOR), developments, issues
  • Quiz

Learning Objectives

  • Demonstrate an understanding of the subject matter of contractors insurance
  • Describe the various ways insurers provide the cover
  • Explain the content of the insurance clauses within the JCT contract conditions
  • Outline the difference between contractual obligations and insurance requirements
  • Explain why non-negligence liability cover may be required and how insurers meet this need
  • Describe the standard structure and content of contractors liability insurance policies, including standard extensions and exclusions
  • Describe the underwriting process and the information insurers require to assess and price risks

Ready to book?

Simply complete the booking form with your details and a member of our team will be in touch with the next available dates. 

Any questions?  

If you’re not quite sure if this course is suitable or are looking for further information, call our team on 0117 244 7221.