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Contractors Liability Insurance – Introduction

Level:Introduction Duration:1 Day CII CPD Hours:6

This interactive workshop provides training for those who are new to the handling or placing of contractors liability insurance.

It provides a structured overview of the subject and is suitable both for those new to contractors liability insurance and those looking for a refresher.

  • After attending this workshop, delegates will be able to:
    • Describe how contractors’ liabilities arise under common law, contract and statute
    • Explain the difference between contractual obligations and insurance requirements
    • Outline the principle requirements of UK Health and Safety legislation
    • Identify the main types of liability insurance and why contractors require them
    • Describe the standard structure, and content of contractors liability Insurance policies including standard extensions and exclusions
    • Explain the importance of the civil procedure rules in relation to liability claims
  • Workshop content includes:
    • The contractor’s need for liability insurance
    • How liability can attach through tort, contract or statute with examples to illustrate the principles
    • Defences to liability including contributory negligence, inevitable accident, volenti non fit injura and limitation
    • Health & Safety legislation including the Construction Design and Management Regulations 2015
    • Usual liability insurance policy wordings for contractors including the common exclusions and extensions
    • Placing and rating risks – key insurer information requirements and liability insurance pricing methods
    • Claims procedures – accident recording and reporting – RIDDOR, civil procedure protocols

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    0117 244 7221