Public and Products Liability Insurance - Introduction - Searchlight Insurance Training

Public and Products Liability Insurance – Introduction

The aim of this interactive workshop is to develop or update delegates’ existing knowledge of the principles and practice of liability insurance with particular regard to public and products insurance risks. It is suitable for the more experienced delegate involved in either underwriting, claims or broking who is looking to update,supplement or develop their basic knowledge.


Level: Introduction

Duration: 1 day(s) CII CPD Hours: 6

By the end of this workshop delegates should be able to outline

• the liability exposures for relevant Public and Products Liability Insurance coverage for different types of customer

• the cover usually provided under Public and Products Liability Insurance policies

• the cover available under Financial Loss, Product Guarantee/Recall, and Environmental Impairment Liability policies

• the main considerations which impact on the underwriting of Public and Products Liability Insurance risks

• How liability arises – at common law (main torts and efences), under contract (Sale & Supply of Goods Act, Unfair Contract Terms Act) and under statute (Occupiers Liability Acts, Defective Premises Act, Environment Acts and Consumer Protection Act)

• Liability insurance policy cover, exclusions and extensions

• An introduction to some of the specialist liability insurance covers including financial loss, professional indemnity, environmental impairment and product guarantee/recall

• Main underwriting and pricing features, including premises risks, pollution, work away, defective design and North American exposures

• Risk management and its relevance to liability insurance

• Claims – handling processes and recent legal/social developments ( e.g. Woolf reforms, RIDDOR)

• Testing (optional)