Property Owners Insurance - Intermediate - Searchlight Insurance Training

Property Owners Insurance – Intermediate

This participative workshop is for those with some practical experience of handling or placing commercial property owners insurance, and who are looking to add to this knowledge.

It provides a structured overview of the subject which will act as either a learning opportunity for those less experienced or a refresher for the more experienced.

Level: Intermediate

Duration: 1 day(s) CII CPD Hours: 6


Describe the major

  • Risk and Underwriting considerations
  • Policy cover, conditions and exclusions of Property Owners Insurance and the implications to their client

Outline the main causes of fire in the UK

Explain risk management features of a risk and explain to a customer what steps can be taken to reduce or eliminate the possibility of risk


  • The major risks faced by property owners – the material damage and business interruption perils
  • Underwriting considerations
  • Standard construction
  • Composite panels
  • Multi-tenure
  • Unoccupied risks
  • Fire risk assessment
  • The policy cover
  • Material damage
  • Business interruption
  • Liabilities
  • Risk management overview
  • Testing (optional)