Private Motor Insurance - Advanced - Searchlight Insurance Training

Private Motor Insurance – Advanced

This course is targeted at staff who are supervisors, advisors or who are responsible for training customer facing staff.
It is designed to enhance existing legal, theoretical and technical knowledge by, explaining why and how motor insurance operates. These are features that are often absent from in-house training programmes.
We find that delegates enjoy the participative nature of this course where they have plenty of opportunities to engage in discussion and exchanges of views.
The style of the day is a mixture of face to face training, case studies and practical examples

Level: Advanced

Duration: 1 day(s) CII CPD Hours: 6

Examine the text of the sections of RTA 1988 that affect motor insurance.

Study other relevant legislation affecting UK motor insurance, including EU Motor Insurance Directives.

Examine how the UK motor insurance market deals with the victims of uninsured and untraced drivers.

Explain the various measures currently in force to reduce the extent of uninsured driving in UK.

Discuss the relevance and importance of the various factors used by underwriters to assess standard and non-standard risks

Examine how policies are constructed and the covers available for private car and commercial vehicle customers

Examination of cover extensions regularly requested by Fleet and Commercial Vehicle clients

A study of how a standard certificate of motor insurance is constructed and an examination of different Classes of Use

Discussion on recent legislation relating to motor insurance and a study of the relevant wording of RTA 1988.

Examination of how the industry deals with the victims of uninsured drivers including the role of the Motor Insurers Bureau.

An examination of the role of other legislation, including; Rehabilitation of Offenders Act, ‘Gender Directive’ and the Consumer Insurance (Disclosure and Representations) Bill

Presentation of risks to underwriters- – rating factors, non-standard risks, accidents, convictions.

An examination of factors used in account management, for example, loss ratios, frequency.

An explanation of the Car Grouping Process and how Thatcham assesses security devices.

A detailed study of policy cover, illustrating the differences between
private car and commercial vehicle cover.
Classes of use-Private car

Testing (optional)