Personal Accident & Sickness Insurance - Intermediate - Searchlight Insurance Training

Personal Accident & Sickness Insurance – Intermediate

This workshop is designed for those who have some experience in this subject and who wish to progress to a more technical level in this area.

The workshop covers the fundamentals of personal accident insurance, the impact of the policy wording on cover provided, many of the numerous extensions to cover available, underwriting and a brief examination of overseas risks.

Level: Intermediate

Duration: 1 day(s) CII CPD Hours: 6

By the end of this workshop delegates will be able to:

  • Demonstrate a good understanding of personal accident cover
  • Assess most risks presented by applicants with prior health or disability issues
  • Explain the different types of cover available under the policy including extensions to cover
  • Apply the exclusions to cover commonly found in the policy
  •  Be fully aware of the rating factors applicable to this particular class of business
  • Understand the process by which claims are handled

The workshop will be highly interactive including a small number of delegate exercises and will cover the following areas:

  • A detailed study of the cover and  definitions contained in the policy
  • Permanent Total Disablement Cover
  • Permanent Disabling injuries
  • Extensions to cover available
  • The impact of exclusions to cover
  • Rating factors
  • Special considerations for international risks
  • Claims handling including the impact of rehabilitation cover
  • Optional end of course testing