Livestock Insurance - Searchlight Insurance Training

Livestock Insurance

This course provides and introduction to the principles and practices of Livestock Insurance.  It will provide and explanation of the risks involved and an analysis of the cover available.

The course will be valuable to brokers, insurers and claim handlers who have a basic grounding in insurance principles and practice, but are fairly new to this class of business.  On completion of the course the delegates will:

•Understand the nature of the risks involved
•Be familiar with the cover, exclusions and restrictions available
•Be aware of the factors insurers consider in the assessment and pricing of risks

Level: Introduction

Duration: 1 day(s) CII CPD Hours: 6
Definition of Livestock
  • Types of animals and their uses: meat, milk/eggs, hides, draught, showing/racing
  • Cows, sheep, goats, deer, pigs, poultry
  • Other animals: exotic animals, zoo animals, aquatics

Risks involved in the livestock industry; Farming, Breeding, Transport, Shows/racing

Sickness Risks: Hereditary and other diseases of different types of animals

An analysis of cover available

  • Mortality – accident, sickness, disease
  • Fire, flood, storm
  • Theft
  • Government slaughter requirements
  • Economic slaughter
  • Death following mechanical breakdown or power failure
  • Death following removal of antlers/velvet (deer)
  • Infertility
  • Prospective calf (cows)
  • Semen and embryos
  • Loss of use
  • Loss of income
  • Loss of milk/eggs
  • Events and shows



  • air, sea, road, rail
  • farms to sale/slaughter/shows
  • quarantine
  • prohibition of export/import
  • movement restrictions
  • shipping agents annual policies

Public Liability/Employers liability

Insurance documentation and procedures
  • Proposal forms
  • Policies
  • Claims
Optional programme content
  • If client requests, the flowing aspects of farming can also be addressed:
  • Bloodstock (horses)
  • Farms
  • Crops
  • Hail