Employers' Liability Insurance - Introduction - Searchlight Insurance Training

Employers’ Liability Insurance – Introduction

The aim of this workshop is to introduce delegates to the principles and practice of liability insurance with particular focus on employers’ liability.

The workshop includes health and safety legislation and how it has impacted on employers’ liability risks.

It is suitable for anyone wishing to become involved in employers’ liability broking.

Level: Introduction

Duration: 1 day(s) CII CPD Hours: 6

•Explain the cover usually provided under employers’ liability insurance policies

•Outline the difference between employers’ liability and workers’ compensation covers

•Describe employers’ liability exposures for different types of customer

•Outline the key requirements of recent health and safety legislation

•Outline the main considerations which impact on the underwriting and pricing of employers’ liability insurance risks

•How liability arises both under common law and statute

•Legislation for employers’ liability compulsory insurance legislation

•Legislation for health and safety at work including some specific risk regulations such as noise and asbestos

•Policy cover and exclusions

•Main underwriting features impacting on employers’ liability insurance risk assessment and pricing

•Claims handling processes (Protocols, RIDDOR) and reserving

•Testing (optional)