Commercial Insurance Packages - Introduction - Searchlight Insurance Training

Commercial Insurance Packages – Introduction

This participative workshop provides an introduction to commercial insurances.

It offers a broad overview of the purpose and content of commercial insurance packages for those involved in providing basic technical or administrative services.

The workshop is ideal for those with less than 12 months experience of commercial insurance.

Level: Introduction

Duration: 1 day(s) CII CPD Hours: 6


•Explain the benefits of a package policy approach

•Identify which types of customer could benefit from a commercial insurance package

•Outline the usual policy structure and the variations which might be encountered

•Describe the major risk, underwriting and rating considerations of commercial insurance packages

•Outline the policy cover, conditions and exclusions of commercial insurance packages

•Describe the main considerations when dealing with commercial insurance claims



•Risks encountered by SME commercial organisations

•Policy structure

•Underwriting considerations and information requirements

•Major covers overview – property damage, business interruption, money, and liability (EL, PL, products)

•Optional covers overview – computers, goods in transit, fidelity guarantee and legal expenses

•Main policy conditions/exclusions

•Claims considerations

•Testing (optional)